Product Review of the Month
Absence Matters Health Trust
Absence Matters
June 2013
The Health Trust is a new scheme that combines a tax efficient health benefits vehicle with getting people who would not normally receive income protection or private medical insurance (PMI) back to work when it is not for a work-related injury or medical condition. The plan starts with a...
Wisdom Benefits and Dencover
National Dental Plan
June 2013
Although well-established in corporate dental plans, National Dental Plan is now entering the individual dental market with two innovative new products. Wisdom Benefits is a non-insurance plan that offers a 20% discount on private dental care plus on adult orthodontics and cosmetic dental...
Skandia UK Critical Illness
Skandia
May 2013
Skandia Life has re-entered the protection insurance market, having temporarily exited it in August 2010 after being a major player for 20+ years. The new plan is a modified version of its old plan and offers life cover with critical illness cover. Terms of 5-40 years are available, along with a...
Globality Health YouGenio World
Globality Health
May 2013
Globality Health has introduced a new international private medical insurance plan for individuals, which replaces its existing YouGenio product. The new plan offers four different cover levels and a key element of the proposition is a new lowest cost version, which is called Essential. The...
Legal & General Life and Critical Illness Cover
Legal & General
May 2013
L&G has extended the benefits under the Critical Illness Cover element of its protection offering from 15 April. The changes include: - A new range of benefits under children’s cover. This now pays 50% of the insured benefit (or £25,000 if less) on diagnosis of any of the insured conditions...
The HI Profile: Punter Southall's John...
Health Insurance Editor David Sawers asks the questions
"Here's how £200/£600 for a couple of hours' group risk work can seem very feasible" Paul Avis of Canada Life