Product Review of the Month
Skandia UK Critical Illness
Skandia
May 2013
Skandia Life has re-entered the protection insurance market, having temporarily exited it in August 2010 after being a major player for 20+ years. The new plan is a modified version of its old plan and offers life cover with critical illness cover. Terms of 5-40 years are available, along with a...
Globality Health YouGenio World
Globality Health
May 2013
Globality Health has introduced a new international private medical insurance plan for individuals, which replaces its existing YouGenio product. The new plan offers four different cover levels and a key element of the proposition is a new lowest cost version, which is called Essential. The...
Legal & General Life and Critical Illness Cover
Legal & General
May 2013
L&G has extended the benefits under the Critical Illness Cover element of its protection offering from 15 April. The changes include: - A new range of benefits under children’s cover. This now pays 50% of the insured benefit (or £25,000 if less) on diagnosis of any of the insured conditions...
WPA Swift Diagnosis
WPA
April 2013
WPA has added a new tier on top of its NHS Top-Up concept by adding Swift Diagnosis as a standalone or add-on plan, which sits between its existing NHS Top-Up and more traditional private medical insurance (PMI) plans. The plan itself is a new group health cash plan offering premiums for most...
Denplan Wellbeing
Denplan
April 2013
Denplan has a portfolio of dental products and its Wellbeing range is aimed at encouraging employees to visit the dentist regularly. The range has six products. Denplan Key covers just worldwide dental injury/emergency treatment and a dental emergency helpline. Elementary adds 100% reimbursement...
The HI Profile: Aetna's Nic Brown
Health Insurance editor David Sawers asks the questions
"The cost of parents’ contributions to the home is a great conversation starter for advisers" Bonnie Burns of Legal and General