Regional difference reflects home ownership
Scottish people are more likely to take out financial protection than the English, suggests a survey from Scottish Widows.
The insurer's poll of 5.148 people found that more than half (54%) of the Scottish contingent had life insurance, compared to a UK average of 44%. Scottish people were also more likely to have critical illness cover with 15% taking out a policy compared to a UK average of 12%.
Across the UK just 7% of people have income protection, compare to 15% who have taken out pet insurance.
Clive Allison, market director for protection at Scottish Widows, said the regional difference could be partly attributed to the fact that people in Scotland are more likely to own their own home, compared to people in other parts of the UK such as London.
"It cannot be underestimated how important it is for people to have protection in place to protect their rent if the unexpected were to happen," he said.