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<title><![CDATA[Health Insurance: Bulletin]]></title>
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<description><![CDATA[Get the latest Bulletin stories directly to your reader as they are released.]]></description>
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<item>
    <title><![CDATA[Analysis: Dependants’ cover – time to think again?]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article418437.ece</link>
    <description><![CDATA[As corporate PMI clients continue to seek cost cutting measures, is it still feasible to cover employees’ dependants? Tessa Norman reports]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Fri, 15 Mar 2013 15:39:11 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article418437.ece</guid>
</item>



<item>
    <title><![CDATA[Aegon publishes IP claims data for first time]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/income-protection/article418344.ece</link>
    <description><![CDATA[Provider aiming for 'complete transparency']]></description>
    <author>Nigel Lowry</author>
    <pubDate>Thu, 14 Mar 2013 12:41:04 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/income-protection/article418344.ece</guid>
</item>



<item>
    <title><![CDATA[No surprises but raised hopes as IP is left off simple products list - for now]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/income-protection/article418279.ece</link>
    <description><![CDATA[Treasury report on Sergeant review gives mixed cause for cheer]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Wed, 13 Mar 2013 15:31:52 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/income-protection/article418279.ece</guid>
</item>



<item>
    <title><![CDATA[Bupa looks to international growth as UK PMI numbers slide]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article418190.ece</link>
    <description><![CDATA[Domestic PMI numbers down 6% in 2012]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Tue, 12 Mar 2013 12:37:17 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article418190.ece</guid>
</item>



<item>
    <title><![CDATA[Analysis: Global healthcare costs - why do they vary so much?]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/international-pmi/article418149.ece</link>
    <description><![CDATA[Madeleine Davies looks into why the cost of treatment varies so much from country to country]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 11 Mar 2013 14:59:23 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/international-pmi/article418149.ece</guid>
</item>



<item>
    <title><![CDATA[The HI Profile: Aetna's Nic Brown]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/international-pmi/article417932.ece</link>
    <description><![CDATA[Health Insurance editor David Sawers asks the questions]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Wed, 06 Mar 2013 15:55:52 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/international-pmi/article417932.ece</guid>
</item>



<item>
    <title><![CDATA[Analysis: Holloway income protection products - are you in or out?]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/income-protection/article417716.ece</link>
    <description><![CDATA[The RDR has implications for income protection that some financial advisers may be unaware of. Tony Levene reports]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 04 Mar 2013 13:25:11 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/income-protection/article417716.ece</guid>
</item>



<item>
    <title><![CDATA[L&G extends SME group risk offering to smaller firms]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/group-risk/article417349.ece</link>
    <description><![CDATA[Insurer re-enters market for companies with 10-50 workers]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Tue, 26 Feb 2013 14:41:58 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/group-risk/article417349.ece</guid>
</item>



<item>
    <title><![CDATA[Chase Templeton snaps up another brokerage following equity injection]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article417312.ece</link>
    <description><![CDATA[Brokerage continues acquisition drive]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 25 Feb 2013 16:47:34 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article417312.ece</guid>
</item>



<item>
    <title><![CDATA[Analysis: Are insurer referrals for PMI ethical?  ]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article417269.ece</link>
    <description><![CDATA[Can referral deals between PMI providers and advisers grow the market, or is there a risk of customers taking out the wrong type of cover?]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 25 Feb 2013 11:09:04 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article417269.ece</guid>
</item>



<item>
    <title><![CDATA[Comment: 'Open' referral or 'restricted' referral - or just another day at the office?]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article417141.ece</link>
    <description><![CDATA[Perhaps word games and name calling are best left in the playground]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Thu, 21 Feb 2013 15:21:40 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article417141.ece</guid>
</item>



<item>
    <title><![CDATA[Bright Grey and Scot Prov boss: 'Lessons to be learned' as G-Day sales push pays off]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article416997.ece</link>
    <description><![CDATA['Clear' that awareness campaign prompted surge in protection sales, Edwards says]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Tue, 19 Feb 2013 16:36:57 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article416997.ece</guid>
</item>



<item>
    <title><![CDATA[More hospital - but not insurer - support for Private Patients' Forum initiative]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article416837.ece</link>
    <description><![CDATA[BMI, HCA and Spire lend backing]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 18 Feb 2013 14:30:43 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article416837.ece</guid>
</item>



<item>
    <title><![CDATA[Comment: STIP to the plan]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/income-protection/article416559.ece</link>
    <description><![CDATA[Don’t give up on short-term income protection]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Thu, 14 Feb 2013 10:29:36 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/income-protection/article416559.ece</guid>
</item>



<item>
    <title><![CDATA[Analysis: International PMI on a budget]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/international-pmi/article416535.ece</link>
    <description><![CDATA[Can your clients get by with the bare minimum when it comes to international cover?]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 11 Feb 2013 16:50:17 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/international-pmi/article416535.ece</guid>
</item>



<item>
    <title><![CDATA[Health Secretary: Insurance to fund long-term care in future]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/long-term-care/article416510.ece</link>
    <description><![CDATA[Plans for social care reform unveiled]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 11 Feb 2013 15:54:21 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/long-term-care/article416510.ece</guid>
</item>



<item>
    <title><![CDATA[A third of employers want to extend PMI to more employees, poll finds]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article416465.ece</link>
    <description><![CDATA[Half would pay £300 a year per employee for cover]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 11 Feb 2013 12:40:59 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article416465.ece</guid>
</item>



<item>
    <title><![CDATA[Comment: Let's not celebrate the failings of the NHS]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article416360.ece</link>
    <description><![CDATA[The health service's woes are not good for private medicine]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Thu, 07 Feb 2013 14:56:27 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article416360.ece</guid>
</item>



<item>
    <title><![CDATA[Analysis: Back pain - what can employers do to beat it?]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/occupational-health/article416224.ece</link>
    <description><![CDATA[NICE guidelines and insurer strategies]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Tue, 05 Feb 2013 17:03:36 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/occupational-health/article416224.ece</guid>
</item>



<item>
    <title><![CDATA[Bright Grey reveals critical illness pay out rate of 93% for 2012]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article416136.ece</link>
    <description><![CDATA[Royal London life office reports claims stats]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 04 Feb 2013 15:45:45 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article416136.ece</guid>
</item>



<item>
    <title><![CDATA[Comment: The number everyone in the protection world should know]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article415964.ece</link>
    <description><![CDATA[Why the industry should be looking to a different market entirely]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Thu, 31 Jan 2013 14:50:39 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article415964.ece</guid>
</item>



<item>
    <title><![CDATA[Bupa becomes latest provider to launch dental practice network]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/cash-plans-dental/article415866.ece</link>
    <description><![CDATA[Insurer introduces new dental plan for those using its Bupa dental centres]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Wed, 30 Jan 2013 16:09:58 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/cash-plans-dental/article415866.ece</guid>
</item>



<item>
    <title><![CDATA[Employers feel impact of aging workforce on health as absence levels rise]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/group-risk/article415786.ece</link>
    <description><![CDATA[Firms report rise in age-related health conditions]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Tue, 29 Jan 2013 14:44:12 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/group-risk/article415786.ece</guid>
</item>



<item>
    <title><![CDATA[Brokers urged to embrace stripped-down corporate PMI products]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article415712.ece</link>
    <description><![CDATA[New products aim to grow the market by targeting the uninsured]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 28 Jan 2013 12:43:50 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article415712.ece</guid>
</item>



<item>
    <title><![CDATA[Analysis: Stripped-down PMI – the solution to a stagnant market?]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/pmi/article415701.ece</link>
    <description><![CDATA[Amid growing concerns that continued medical inflation risks making PMI too expensive for employers, insurers have been looking to 'condition-specific' products to broaden its appeal. Tessa Norman reports]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Mon, 28 Jan 2013 12:32:24 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/pmi/article415701.ece</guid>
</item>



<item>
    <title><![CDATA[Consumer education needed as  'just one in five' understand term assurance]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/income-protection/article415539.ece</link>
    <description><![CDATA[Understanding of term assurance lower than for CI and IP]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Thu, 24 Jan 2013 11:06:10 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/income-protection/article415539.ece</guid>
</item>



<item>
    <title><![CDATA[Income protection claims stats confusion deepens in spite of fresh ABI data]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/income-protection/article415492.ece</link>
    <description><![CDATA[Lack of commonality could further undermine confidence]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Wed, 23 Jan 2013 13:10:43 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/income-protection/article415492.ece</guid>
</item>



<item>
    <title><![CDATA[Lockton 'already building client base' as it leverages US connections]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/group-risk/article415382.ece</link>
    <description><![CDATA[New UK employee benefits offering formally launched to market]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Tue, 22 Jan 2013 11:53:27 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/group-risk/article415382.ece</guid>
</item>



<item>
    <title><![CDATA[Analysis: Online sales – the future for protection advisers or a step too far?]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article414574.ece</link>
    <description><![CDATA[Should protection advisers be looking to capitalise on non-advised opportunities in the post-RDR world?]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Tue, 22 Jan 2013 11:47:38 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article414574.ece</guid>
</item>



<item>
    <title><![CDATA[Bright Grey’s Edwards: TV advertising will not grow protection market]]></title>
    <link>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article415235.ece</link>
    <description><![CDATA[Roger Edwards says advisers and insurers should make better use of videos and blogs]]></description>
    <author>Nigel Lowry</author>
    <pubDate>Fri, 18 Jan 2013 13:29:07 +0000</pubDate>
    <guid>http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article415235.ece</guid>
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