Jack Briggs has worked in the health insurance market since 1985 with a number of insurers, including Bupa, Norwich Union (now Aviva UK Health) and latterly Simplyhealth where he was sales & marketing director responsible for the corporate market until July 2012. He has witnessed the ebb and flow of a number of fads, fashions and foibles in the healthcare market over the years and has been responsible for a mix of distribution methods which has seen the rise in the importance and consultative capability of intermediaries at the same time as an increasing commoditisation of the health insurance offering. A holder of strong and trenchant views on the direction of the healthcare market and the role and capabilities of both intermediaries and providers, Jack brings another non-partisan and candid point of view to our judging panel.

Andy is a leading commentator and consultant on health and protection insurance as well as Health Insurance's technical editor. He is co-chairman of Protection Review, with Peter Le Beau, and writes regularly on the market. He authors training media, newsletters, business reports and customer literature and has written over a dozen books and industry reports.

Ann has more than 20 years' experience in the health insurance and wellbeing industry. Working for Bupa in a number of senior sales and management positions, she has worked with most of the leading intermediaries and largest customers to achieve significant growth and improved profitability. Her last role at Bupa was director of business markets, where she was responsible for the business sector, profit and loss, over 38,000 customers and four sales channels. In 2012 she set up Ann Greenwood Consultancy Ltd, focusing on the health and insurance industry, offering expertise on strategy, distribution and improving commerciality.

Peter is one of the best known consultants in life and health insurance protection. He began his career at British and European and in 1981 moved to Swiss Re where he was initially head of underwriting and later became head of UK marketing. He left in 2001 to set up an independent consultancy, Le Beau Visage, which focuses on differentiation in the protection sector. Since starting Le Beau Visage, Peter has regularly co-authored The Protection Review, runs a strategic discussion group called The-Net-Work and in 2005 he and Clive Waller set up the Income Protection Task Force to promote a greater awareness of the value of the product. Peter is a non-executive direct of Fineos, Red Arc, Health Claims Bureau and Exeter Family Friendly. Peter was Health Insurance’s Personality of the Year for 2009.

Originally a pharmacist, Marcia’s experience in corporate health includes roles as national account manager for Bupa and head of corporate sales for HSA (now Simplyhealth). In 2007, Marcia became director of corporate consulting at Lorica, leading a team of consultants advising major clients on health insurance, group risk and wellbeing solutions. In 2008, Marcia was named as one of the 50 most influential advisers in the UK by Health Insurance. In 2009, she formed Finchers Consulting, providing interim management and consultancy, working with clients in the public and corporate health sectors both in the UK and USA.

Ron is technical manager for Swiss Re Europe in the UK and Ireland. He works closely with product providers, looking at how regulatory and legislative change will impact on their businesses. He is a principal author of Swiss Re’s series of Insurance Reports and of its annual market analyses, Group Watch and Term & Health Watch. Ron is a board member and past chairman of the Investment and Life Assurance Group (ILAG) and a member of the Advisory Board of the Pensions Network. He is also a member of the GRiD (Group Risk Development) Regulations Committee. In 2008, he was appointed a member of an Expert Working Party formed by the government on the use of age in insurance products. The work fed into the Equality Act 2010.