Aviva

At Aviva we value our relationships with our intermediaries and we’re committed to providing you with the tools and support you need to offer relevant and timely solutions for all your clients’ needs.

Our innovative approach and constant commitment to service has made us a major player in the market.  We believe the calibre of our teams and the passion of our people to deliver excellent customer service is why we continue to grow our business.

We work with a broad range of industries, supporting everyone from small groups to multinational corporations.  We recognise that our clients’ needs are varied and constantly evolving, and we continue to provide innovate solutions to meet these changing needs.  For us, that means prioritising excellent service, providing added value and incorporating the kind of flexibility that will take your clients’ needs into consideration, both now in in the future.  

The link between health, performance and productivity has been well documented, which is why our offering provides you and your clients with a varied and modular menu of Health and Wellbeing products:

• Protection – a range of products providing private medical insurance (both at home and abroad), income protection, group risk and cash plan products to assist employers to mitigate against short and long-term absence and help employees return to work as soon as possible.
• Wellness – a range of preventative health products and services that aim to identify potential employee health risks early on and enable employers to put in place a range of options that can help keep employees in good health.
• Absence – modular solutions that allow employers to quickly and simply ease the strain of employee absence on their business, working closely with existing occupational health programmes.

Being part of the Aviva group – the world’s sixth largest insurance company and the UK’s largest insurance services provider, with over 53 million customers across Europe, North America and Asia Pacific – means you can rely on our strength and experience.

AXA PPP International

With over 40 years experience providing international health and wellbeing solutions to globally mobile individuals and corporate clients. We are recognised as the healthcare expert of the AXA group, a world leader in financial protection and wealth management with a presence in over 190 countries.

Using local knowledge gleaned from our global presence, we are able to offer access to a network of hospitals, medical professionals, screening centres and other private healthcare facilities which we have chosen for their quality, value and extensive range of services.
Our International Health Plan covers individuals as well as businesses of all sizes. We offer the choice of three levels of benefits Standard, Comprehensive and Prestige which offer cover worldwide, or if preferred worldwide excluding the USA.

And, as part of their AXA PPP International membership, policyholders also have access to our 24/7 medical information helpline. We also offer assistance from interpreters to help overcome language barriers when discussing medical matters, as well as the support of a personal medical case management service.

We believe that what really makes AXA PPP International different from other healthcare providers is our excellent support and service coupled with our personal touch. These are values that, alongside access to private healthcare, allow us to give peace of mind to members and intermediaries alike. Not only are our employees friendly, professional and efficient, they have also made it their business to help and look after you.

Healthcare is and will remain our only focus. We provide outstanding customer service and an impressive range of healthcare support services so that we are there whenever you need us. With no shareholders, we invest our profits back into the services we offer so that we can continue to help improve your health and wellbeing.

Denplan

Denplan has been at the heart of dental care for over 25 years and the dental plans we arrange have helped us to become an award-winning and nationally recognised brand. In fact, Denplan was voted Health Insurance and Protection’s Best Dental Plan Provider in 2010 and 2011.

With flexible plans that offer reimbursement for routine and restorative dental treatment, dental can be a great deal more attractive to employees than some other benefits and more widely used. The Dental Wellbeing Range of dental plans place a strong focus on preventive care and are designed to encourage regular attendance at the dentist. And for those with different budgetary needs, Denplan Lucent is available. Denplan Lucent is competitively priced, and provides cover for a full range of dental treatments.

With the launch of our online services which allows employees to submit and track their claims, as well as request benefit statements, we are making it even easier for employees to benefit from their dental plan.

Denplan payment plans can offer:

• Money towards routine and restorative dental treatment
• Treatment with any dentist, including NHS
• 100% reimbursement of NHS dental charges (on all plans except Denplan Key)
• All plans include up to £10,000 worldwide dental injury and emergency cover and up to £12,000 mouth cancer cover
• Immediate cover with no initial mouth health check or authorisation from Denplan necessary prior to receiving treatment
• 24-Hour Worldwide Dental Emergency Helpline
• Brokers benefit from a dedicated account management team
• Employees benefit from a claims management team who aim to reimburse claims within five working days

DKV Globality is the international health insurer with a special focus on expatriates – people who study, live or work abroad. As a member of Munich Health with more than 5,000 experts at 26 locations worldwide we offer innovative healthcare solutions for clients and partners all over the world. As an integral part of the Munich Re Group, we give you the financial strength and security of one of the world’s leading insurers and reinsurers.

Following our philosophy of “Outstanding care for outstanding people” we offer excellent care, safety and service all over the world. Internationally operating companies and their expatriate staff as well as individuals and their families place their trust in 80 years of experience in the healthcare market now concentrated in one focused organisation.

With Globality CoGenio® and Globality YouGenio® we offer flexible underwriting solutions, high-level products with comprehensive outpatient, inpatient and dental insurance cover and market leading services around the globe.

DKV Globality is committed to providing its partners and intermediaries with flexible products, comprehensive cover, superior technical services and the competence of a world-class international network of assistance and service partners. Your client’s health is always in good hands, no matter where they are.

Freedom Healthnet is a Private Medical Insurance provider offering innovative healthcare solutions, competitive premiums and a high level of service. Over the last nine years Freedom Healthnet has developed and enhanced products and premiums and now offers three policies to cover clients in the UK and abroad, whilst maintaining high levels of service standards.

Freedom Your Choice, Freedom Elite and Freedom Worldwide offer Private Medical Insurance with a range of benefits to individuals and groups.

Freedom Your Choice offers your clients a PMI and cash plan hybrid as an innovative solution to your client’s Private Medical Insurance needs. Payments direct to the client or payment to the hospital – It’s your choice. Affordable healthcare for your clients and their families with a range of flexible benefits.

Freedom Elite is our new modular based Private Medical Insurance plan, offering our highest level of cover in the UK and is designed to provide you a bespoke health insurance policy for your clients, with competitive premiums.

Freedom Worldwide policy offers flexible International Medical Insurance from essential in-patient benefits to comprehensive healthcare solutions, all competitively priced.

The twist - Freedom Healthnet has introduced flexibility within the UK and international healthcare markets. In a world of increasing international trade, communications and corporation, moving and working abroad is increasingly more common. The provision of healthcare insurance for all expatriates and their families needs to be flexible, comprehensive, simple and cost effective. Freedom Healthnet offers an innovative solution to this.

Opt for Freedom Elite whilst residing in the UK as a comprehensive domestic medical insurance plan. When your client moves abroad, the cover can be easily switched into Freedom Worldwide, a comprehensive international plan. On return to the UK, the cover can revert back to the original Freedom Elite policy.

No loss of underwriting. No change of insurance provider. No fuss.

Freedom Elite & Freedom Worldwide – a partnership perfectly formed.

Healix Health Services Ltd Profile

Healix Health Services Ltd specialise in the set up and administration of healthcare trusts for UK employers, providing an attractive, cost-efficient alternative to traditional corporate PMI schemes. 

We are part of the Healix Group of Companies which has provided healthcare solutions to clients in the UK and around the world since 1992. Independently owned by its founders, Dr Paul Beven and Dr Peter Mason, we have the highest ratio of clinically trained staff to administered members in the managed health services industry, ensuring that members get fast and efficient treatment from the most appropriate health providers.

We supply high quality case management services for both early intervention and self-funded medical schemes and have long established relationships with leading hospitals and healthcare professionals throughout the UK.

With the highest ratio of medical to administrative staff in the industry, our nurse case managers efficiently manage treatment through private or NHS providers, ensuring that all treatment is medically appropriate and costs are intelligently contained.

Healix is also one of the world’s leading providers of international medical, security and travel assistance services. Every year, Healix is relied upon to manage the international healthcare needs of over 2 million travellers and expatriates on behalf of multi-national corporations, governments, NGOs and insurers.

Health Shield is a non-profit making friendly society with over 130 years’ experience of healthcare provision, specialising in health cash plans for companies and their employees throughout the UK.

Health Shield provides cash plans to hundreds of businesses both large and small. With a range of schemes to suit all business needs, including standard or tailored schemes on a voluntary, company sponsored or flexible basis.

Health Shield cash plans offer a great range of benefits all with 100% cashback, subject to annual review and up to chosen limits. Benefits include optical, dental, physiotherapy, health & wellbeing treatments and many more. This all helps companies achieve a happier, healthier workforce.

With our company paid tailored schemes, employers are able to see the difference in raised productivity and reduced absenteeism amongst their staff.

Health cash plans are a good complement to an existing PMI scheme and can even help reduce costs.

As an Investor in People, Health Shield is committed to continuous improvement and provision of exceptional levels of customer service.

Health Shield Friendly Society Ltd is authorised and regulated by the Financial Services Authority.

Partnership

Partnership is the UK’s leading provider of insurance products to fund long term care fees, and offers a range of plans that are tailored to an individual’s needs.

Partnership has a firm commitment to providing a first class service to advisers and their clients. Its expertise was recognised when it won the Long-Term Care Provider award at the 2009, 2010 and 2011 Health Insurance Awards and a 5 Star rating at the prestigious Financial Adviser Service Awards.

The company was formed in 2005, following the demutualisation and management buy-out of the Pension Annuity Friendly Society (PAFS). Set up in 1995, PAFS was the first UK provider of enhanced annuities offering a higher income to those with medical and lifestyle conditions.

Today, Partnership specialises in helping people in later life make the most from their lifetime of saving. The company uses its underwriting expertise and proprietary data to provide enhanced pension income to those entering retirement, immediate needs annuities to those needing to fund their long-term care fees, specialist equity release lifetime mortgages for clients who need to access the cash in their homes and a range of life assurance products for people whose health issues mean they have been declined by other insurers.

PruHealth

We help our members to live life well

PruHealth and PruProtect have a reputation for innovation in the health and protection insurance market. Not only do we provide quality cover, but we help our members to improve their health and wellbeing with our unique Vitality programme.

At PruHealth we want our members to live life well and are here to help them do it.

When your clients choose PruHealth they can be sure that:

• We'll help them understand their health and suggest ways they can improve it with our Vitality programme.
   
• When we say 'Full Cover', we mean it, providing the treatment is covered on your client's plan.
  
  
• We'll make sure your clients get the best possible medical care.
  
  
• As they get healthier, we'll give them a cash reward.
  
  
• We're clear if there's something we can't cover them for.

For more information, talk to your PruHealth Account Manager, or visit www.pruhealth.co.uk

PruProtect

PruProtect offers a full suite of personal and business protection products designed to reflect your clients’ needs:

• Our Serious Illness Cover covers more conditions than any other provider and the size of our payouts match the impact the illness has on your client’s life.

• Our Income Protection Cover pays an income until your client can return to the type of occupation they had before – unlike some insurers who will only pay until they are well enough to do any sort of work.

• We’ve introduced new products to the protection market such as Education Cover, the Spend Protector with our Family Income Cover, Health Cover and Life Cover for people with HIV.

• With our Vitality programme we give clients discounts on things that are good for them, and rewards when they make an effort to get healthier. They can even save money on their premiums when they take part.

For more information, talk to your PruProtect Account Manager, or visit www.pruprotect.co.uk

Simplyhealth

Simplyhealth started helping people access healthcare nearly 140 years ago. We offer a range of health plans including cash plans, dental plans and private health insurance for individuals, families and businesses. Simplyhealth is also one of the UK's leading administrators of self funded health plans. With a current market share of over 46% we are the UK's largest provider of health cash plans. We recently bought Denplan, the UK’s leading dental payment plan specialist.

We have over three million customers and help nearly four million people with their healthcare needs. 11,000 companies in the UK choose us as their healthcare provider, from small businesses through to public sector organisations and many FTSE 100 and FTSE 250 companies.

At Simplyhealth, we believe the way we do things makes us unique. We prefer to think that what we do and the values we stand for define us better than any label or legal term ever could. We follow mutual values, and without any shareholders, we can put everything into giving our clients and customers the personal and caring service they need.

Simplyhealth believes in putting its customers first and always doing the right thing.  We provide all our services from within the UK and always try to avoid answer phones and automated calls.. In a world where so many people can't be bothered we are proud to be the ones who can.