Health Insurance

Price v Service - Group risk

01 Feb 2010

Following last month’s snapshot of adviser sentiment in the world of individual protection, Emily Perryman asks group risk specialists what’s more important to their clients at the moment – price or service

In focus: SME private medical insurance

01 Feb 2010

The small company sector of the PMI industry has always been a competitive one, but the past year has been particularly fierce. Edmund Tirbutt carries out our annual overview of broker and provider SME sentiment.

Cash plans: Why provider solvency will prove crucial in 2010

01 Jan 2010

Financial services companies’ reputations took a battering in 2009 – have cash plan providers slipped under the radar or can employers have faith in their heritage? Emily Perryman reports

In focus: International PMI - Everybody’s talking about it

01 Jan 2010

Insurers have long claimed that there are huge benefits to be had from promoting international PMI. Edmund Tirbutt’s overview of the market suggests that brokers who take those views on board could enjoy a bumper 2010

Price v Service - individual protection

01 Jan 2010

In the first in a series of articles looking at adviser and insurer attitudes to pricing and underwriting, Emily Perryman looks at the driving factors shaping the individual protection market

Cash plans: Beyond the basics

01 Oct 2009

Aside from the mainstay benefits of optical and dental reimbursements, cash plans offer access to a range of other services such as physiotherapy and homeopathy. But what about when it comes to more serious illnesses? Emily Perryman investigates

Individual IP - The fruitless path of innovation?

01 Oct 2009

While it seems harsh to criticise insurers for being innovative over recent years, their ideas are doing little to help IFAs actually sell more income protection, as Emily Perryman discovers

Absence management - EAPs and mental health

01 Oct 2009

In the wake of court cases highlighting the fact that EAPs are not a panacea for discharging duty of care, Madeleine Davies assesses what employers can do to address mental ill-health in the workplace

In focus: Cash plans– a new hierarchy emerges

01 Sep 2009

Competition in the cash plan market is heating up, with the dominant players coming under pressure from smaller rivals. Edmund Tirbutt considers what implications this might have for the industry

Individual PMI– the six week wait plan

01 Sep 2009

It has been thirty years since the first six week wait private medical insurance plan was developed. Emily Perryman looks at the product’s history and asks why it has proved so popular

Perspective: A boost for professionalism

01 Sep 2009

Group risk appetite for certification

Perspective: A fair assessment

01 Sep 2009

Why the protection industry must not let standards drop during the recession

Leadership debate: PMI

01 Sep 2009

Perspective: A self-defeating policy

01 Sep 2009

Is now the time for sensible reform of taxation of company-paid PMI?